Best Buy VCC Richmond VA: Identity theft is possibly the worst thing that can happen to you. Here some hacker uses your personal and financial information to rake in thousands of dollars without your knowledge. It can take you months to get out of the mess.

One way to defend yourself is to be very careful about your credit card information. The other is to use virtual credit cards. A virtual credit card is a prepaid card that functions like a real credit card. It can be used for shopping at websites, Internet shops and web stores where they accept payments with credit cards.

The Internet is generally a safe place to shop but there are always undesirables lurking in the shadows waiting to pounce on some unknowledgeable Internet shopper. Using this type of credit card is one of the most practical ways to protect yourself from these shadowy figures.

A virtual credit card helps you to shop on the net with a throwaway credit card number that is single use and valid for a month or two. With a virtual credit card you can protect your credit card account from being tampered.

This is because hackers find it near impossible to tamper with your virtual credit card as you use a different card number each time you shop online. Even if the fraudster gets hold of your virtual credit card number, it will not be of much use to them as they expire quickly.

A virtual credit card is sent virtually via your e-mail address. You receive a 16-digit virtual credit card number along with a 3-digit security number. The processing is usually complete within one to four days after the company receives the payment.