Having your iPhone Repair can be better and more cost effective than having to pay your mobile phone insurance deductible. If you take a look at the price of a mobile device out of contract you’ll see that these little devices aren’t cheap at all, and in fact many of them cost over $500 USD! That isn’t the price that you paid for your phone though, is it? That is because the stores that sell mobile phones get paid for every contract that they sign you up for. And if you terminate your contract early they’ll still get their money. Handheld device insurance can be a good investment if you lose your device, but with sites like eBay, Craigslist. And amazon it can be cheaper to get a new handheld device than making an insurance claim. So, is cell phone repair worth it?

Did you break you digitizer by dropping your phone? Many people every day drop their phones on the pavement, in the toilet, and places that are way beyond me. Now, to get your digitizer repaired by a cell phone repair specialist this will cost you under $120 USD on an iPhone 4. The cost to have your insurance replace your iPhone with a refurbished device is $180 for an iPhone 4 if you have your insurance through Assurion.

This does not include your monthly deductible that you have been paying every month through your carrier, and they make money off of that too. I’ve found that the average monthly premium price is around $10 USD even for your iPhone 4. A little bit of elementary math will show you that having your digitizer replace by a mobile device repair specialist is cheaper. And a broken screen is something that Apple will not cover under their warranty.

I know you must be thinking that having mobile device insurance is a rip-off. And it can be depending on your view of the situation. These phone insurance companies buy broken phones in bulk, and repair them. Then they ship one of those mobile phones to you. I have taken apart a couple of those refurbished phones, and some are missing screws. Show signs of water damage, and the list could go on and on.

If you lost your cell phone you could get a used one off of one of the sites stated above for about the same price as your deductible. With handheld device repair becoming more prominent in larger cities. It will become easier for you to find a cell phone repair center near you. I’ve seen a lot of these device repair agencies pop up over night it seems. And you may want to be careful about who you choose.